Our ProjectsFinancial Access

NEW REMITTANCE STANDARDS SIGNED INTO LAW >>
View Section 1073 >>    Key Provisions >>
     

FINANCIAL ACCESS
 
For low-income individuals and families seeking financial stability, access to mainstream banking and financial services is essential. Savings and checking accounts; low-interest loans; credit and remittance services; and financial education in general are all crucial to the asset-building process.
 
Appleseed works to help underbanked populations – particularly immigrants and minorities – enter the financial mainstream by promoting fair and transparent practices by financial institutions.
 
Use the links below to view our projects under the Financial Access & Asset Building program.

 


     
♦ Remittance Transparency    ♦ Financial Brochures (Spanish)
♦ Immigrant Banking   ♦ Financial Brochures (Creole)
♦ Protecting Home Ownership   ♦ Consumer Protection
     

RECENT PUBLICATIONS
 
Due Process and Consumer Debt
 
  March 2010 - Burdened by continual unemployment and an ailing economy, more and more consumers are facing debt litigation in New York courts, and few have the knowledge or means to protect themselves from unfair judgments or settlements. Nearly 300,000 consumer debt cases were filed in New York City in 2008, with more than 98 percent of litigants going unrepresented, leaving them unaware of their legal rights and options. This report identifies and proposes solutions to the many problems with consumer debt litigation: default judgments, “sewer service,” undeliverable summons, and above all, lack of representation for low-income defendants.
     
Protecting Assets & Child Custody in the Face of Deportation
     
  December 2009 - The U.S. deported more than 358,000 immigrants in 2008, the sixth consecutive year of record-high deportations. Whether or not someone has a right to stay in the country, or an ability to enforce that right, he or she is entitled to a final paycheck and is not by law stripped of all financial rights or child custody. But in fact, persons being deported not only often lose their U.S. community and family security, but also the assets they have built up and to which they are entitled. This manual guides volunteer lawyers and non-lawyer practitioners through important financial and family rights threatened by the deportation.